SIP Calculator | Plan Your Investments

SIP Calculator

Plan your Systematic Investment Plan and calculate future wealth

Investment Details

₹500 ₹100,000
1 year 30 years
%
1% 30%

What is SIP?

A Systematic Investment Plan (SIP) is an investment strategy that allows you to invest a fixed amount regularly in mutual funds. It helps in building wealth over the long term through the power of compounding.

Investment Summary

Total Investment

₹18,00,000

Est. Returns

₹43,27,368

Total Value

₹61,27,368

Annualized Yield

12.0%

Yearly Breakdown

Year Invested Returns Total Value
5 ₹6,00,000 ₹2,23,472 ₹8,23,472
10 ₹12,00,000 ₹11,61,695 ₹23,61,695
15 ₹18,00,000 ₹43,27,368 ₹61,27,368
20 ₹24,00,000 ₹1,08,44,811 ₹1,32,44,811

How SIP Works

Regular Investing

Invest a fixed amount monthly, cultivating financial discipline.

Rupee Cost Averaging

Buy more units when prices are low and fewer when prices are high.

Power of Compounding

Earn returns on your returns, accelerating wealth creation over time.

SIP Calculator — Description & Usage

What Is This Tool?

The SIP (Systematic Investment Plan) Calculator helps investors estimate the future value of their regular investments in mutual funds. By entering investment amount, expected return rate, and investment duration, users can plan their financial goals more effectively.

  • Calculate expected corpus from monthly SIPs.
  • Helps plan long-term financial goals like retirement or education.
  • Easy-to-use, online, and free.

Why Use the SIP Calculator?

Financial Planning

Estimate your investments’ future value to achieve financial goals systematically.

Goal-Based Investing

Plan for education, retirement, or major purchases with precise investment targets.

How to Use This Tool (Step-by-Step)

  • Enter monthly SIP amount — the amount you plan to invest every month.
  • Enter expected annual return — the estimated growth rate of the mutual fund.
  • Enter investment duration — specify the number of years you plan to invest.
  • Click Calculate — the tool will display the expected corpus and total invested amount.

Pro Tips for Best Results

  • Start investing early to maximize compounding benefits.
  • Review SIP performance periodically and adjust contributions if needed.
  • Use realistic return rates for better planning.
  • Ideal for systematic wealth creation over the long term.

Use the SIP Calculator to plan your investments efficiently and achieve your financial goals!